First off, I'd like to thank all of you who have taken the time to read my blog over the past few years. It started out with a desire to comment on current news and events from a historical perspective, and shifted into a focus more on permaculture and living a more self-sufficient lifestyle. Work-related demands over the past several months precluded regular posting to this site, and it unfortunately atrophied over time.
Now I'm back and will be on a consistent basis over the coming weeks, months, and hopefully years. My writing will still focus on permaculture and self-sufficiency, but will no longer be taking place via blogger. The dedicated domain for my blog can be found at: http://betterlivingthroughpermaculture.com. There, I will not only provide a forum for discussing basic implementation of the permaculture ethics and principles. I will also showcase my own permaculture projects, from the conceptual stage through implementation, in the hopes that my efforts (both successes AND failures) will inspire and inform you to embark upon the permaculture revolution yourself. I hope to see you there.
I also encourage you to check out our Facebook page, "Better Living Through Permaculture," for updates to the site and discussion, and you can find us on Twitter through @PermieChris. You can also email me at chris@betterlivingthroughpermaculture.com.
Musings from The Fringe
Experiences and observations while building that better life through 21st century homesteading and home economics.
Thursday, January 19, 2012
Friday, August 19, 2011
The Problem is the Solution -- Permaculture as a whole-life approach
In previous posts we have explored some of the tools that I use to work toward that better life. While I certainly appreciate everything that I have learned from many of the podcasts that I have listened to and websites I have read over the past several years, I often walk away from them with the feeling that the people behind them know so much more about what they're doing than I do, because they never talk about their mistakes.
Rest assured, I have made plenty of mistakes in my life, and I never want any of my readers to operate under the assumption that I don't make mistakes. I've made a ton of them, I continue to make them, and once I learned to not live in fear of those mistakes and instead embrace them as a learning opportunity, I found them to be a valuable tool on my journey toward that better life. In that spirit, this post is going to explore the process by which I came to where I am now, and how I learned to embrace the problems I encountered as potential solutions to my want for a better life.
The "Anti-Approach"
My views in adolescence and young adulthood were generally formed by what I was against, as opposed to the things that I wanted. An outlook founded in negativity like that plays both the victim and the crutch -- you don't take an active role in a lot of things, and the innate unfairness of the imperfect world offered excuses for that failure to take that active role. This passiveness meant I didn't spend enough time developing my own skills and abilities -- whether those skills or abilities were concerned with my workaday life or something else.
It was this demand that an imperfect world be set right and made fair that led me into the world of left-wing political activism. I jumped right in with a movement whose name probably fit my outlook better than any other -- the "anti-globalization" movement. While I still believe that there are many injustices that exist in the world, now I also know that they can only be fixed from the ground-up as individuals and members of our communities. Back then I thought that only if we got the right policies installed from above, all of our problems as a society (and, admittedly, an individual) would melt away.
About nine to ten years ago I stumbled upon the topic of peak oil, and like many people who stumble upon that topic, suddenly felt like my entire world was turning upside down. Where before I was passive, now I became impulsive. I set about to change just about every aspect of my life in response to the overwhelming sense of foreboding that peak oil (and often with predictable results). I changed my career track and went back to full-time college studies to become a history teacher. My wife and I sold our condo and bought a house at the peak of the real estate bubble (though at least we had the sense to get a fixed term with 20% down). Within two years I was struggling to find full-time teaching work, we were underwater on a house that hung around our neck like a millstone, and my marriage was suffering under the strain. Like I said earlier -- predictable results.
Falling back into old habits was too easy at this point. I blamed the unfairness of the world for my troubles, and this blame in turn absolved me from action. Except this time, there was no economic boom and opportunities did not fall in my lap as they once had. This was difficult for me to deal with, stuck as I was in those old habits -- but eventually (and with the unbelievable support of my wonderful wife) I was able to break most of them. One of the biggest keys in this transformation was permaculture. It's ethical system provides a blueprint not just for how to produce your food, but how to live your life.
The Problem is the Solution
If I had been able to keep a full-time teaching position, I likely would never have opened to the amazing changes that can happen through permaculture and the "active living" model it demands from you. Permaculture teaches us that the world has bounty, and that by just taking responsibility for the earth, ourselves, our children and our neighbors, we can discover this bounty. Even someone with as negative an outlook as me cannot help but feel positive when looking at things from a permaculture perspective. Life may be even more grossly unfair than before, things may in many ways be looking down, but I still can't help but feel content with where I am right now and confident that I'm developing the tools to lead me to that better life.
One example of this outlook is the way I view the 3-hour (or more) round trip commute I have every day to New York City. While part of my plan is to have employment that allows me to be more available to my children and wife and a long commute doesn't accomplish that, it does give me valuable time alone for thinking and learning. I take a little mp3 player with me in the car and listen to podcasts about topics I'm interested in -- permaculture, homesteading, economics and finance, food preparation, history and social trends. This time alone every day had the potential to be a positive -- it was no longer a negative to be resented.
Another example is the way I view my job itself. I count myself extremely fortunate to have found employment in times that are difficult for so many. At the same time, my job is not something that I'm required to get fulfillment from. It's something that I trade my time for in order to get money. In the world we live in (regardless of what it looks on the other side of our numerous unfolding crises) money can help solve a lot of problems and the more that I can do to pay down debt, save, and invest in household production and resiliency, the more I'm taking responsibility for the earth, myself and my family.
I feel a definite sense of responsibility to my job. I also have a sense of responsibility to my family. I know which one is the greater responsibility, which helps me to set limits on demands to my time. I don't apologize for not being able to stay late without notice (except in the event of a real emergency), nor do I feel guilty about using my vacation time. The funny thing is that none of these traits hurt me in the work world -- they help me to stay grounded and sane instead of burning out. More importantly I'm able to spend those precious, fleeting moments with my kids while they grow up -- a few more now, a lot more as part of my better life.
Conclusion
My point in this post is this: if an underachiever like me can make such sweeping and positive changes toward creating that better life, then surely you can too. I still make just as many mistakes as before -- if not more -- except for now they're a lot more part of the observation process. I learn from them. I move on and apply them without guilt. Or at least I try on that last part, and have been getting better the more that I've tried. Living by permaculture is not a complicated method to follow, but it is difficult, and increases in difficulty the further you get away from it.
Don't stay away from applying permaculture to your life. Start applying it now. If you're patient, you can see a marked difference in both your motivation to have a better life but also the way you actually live. I know I have!
Rest assured, I have made plenty of mistakes in my life, and I never want any of my readers to operate under the assumption that I don't make mistakes. I've made a ton of them, I continue to make them, and once I learned to not live in fear of those mistakes and instead embrace them as a learning opportunity, I found them to be a valuable tool on my journey toward that better life. In that spirit, this post is going to explore the process by which I came to where I am now, and how I learned to embrace the problems I encountered as potential solutions to my want for a better life.
The "Anti-Approach"
My views in adolescence and young adulthood were generally formed by what I was against, as opposed to the things that I wanted. An outlook founded in negativity like that plays both the victim and the crutch -- you don't take an active role in a lot of things, and the innate unfairness of the imperfect world offered excuses for that failure to take that active role. This passiveness meant I didn't spend enough time developing my own skills and abilities -- whether those skills or abilities were concerned with my workaday life or something else.
It was this demand that an imperfect world be set right and made fair that led me into the world of left-wing political activism. I jumped right in with a movement whose name probably fit my outlook better than any other -- the "anti-globalization" movement. While I still believe that there are many injustices that exist in the world, now I also know that they can only be fixed from the ground-up as individuals and members of our communities. Back then I thought that only if we got the right policies installed from above, all of our problems as a society (and, admittedly, an individual) would melt away.
About nine to ten years ago I stumbled upon the topic of peak oil, and like many people who stumble upon that topic, suddenly felt like my entire world was turning upside down. Where before I was passive, now I became impulsive. I set about to change just about every aspect of my life in response to the overwhelming sense of foreboding that peak oil (and often with predictable results). I changed my career track and went back to full-time college studies to become a history teacher. My wife and I sold our condo and bought a house at the peak of the real estate bubble (though at least we had the sense to get a fixed term with 20% down). Within two years I was struggling to find full-time teaching work, we were underwater on a house that hung around our neck like a millstone, and my marriage was suffering under the strain. Like I said earlier -- predictable results.
Falling back into old habits was too easy at this point. I blamed the unfairness of the world for my troubles, and this blame in turn absolved me from action. Except this time, there was no economic boom and opportunities did not fall in my lap as they once had. This was difficult for me to deal with, stuck as I was in those old habits -- but eventually (and with the unbelievable support of my wonderful wife) I was able to break most of them. One of the biggest keys in this transformation was permaculture. It's ethical system provides a blueprint not just for how to produce your food, but how to live your life.
The Problem is the Solution
If I had been able to keep a full-time teaching position, I likely would never have opened to the amazing changes that can happen through permaculture and the "active living" model it demands from you. Permaculture teaches us that the world has bounty, and that by just taking responsibility for the earth, ourselves, our children and our neighbors, we can discover this bounty. Even someone with as negative an outlook as me cannot help but feel positive when looking at things from a permaculture perspective. Life may be even more grossly unfair than before, things may in many ways be looking down, but I still can't help but feel content with where I am right now and confident that I'm developing the tools to lead me to that better life.
One example of this outlook is the way I view the 3-hour (or more) round trip commute I have every day to New York City. While part of my plan is to have employment that allows me to be more available to my children and wife and a long commute doesn't accomplish that, it does give me valuable time alone for thinking and learning. I take a little mp3 player with me in the car and listen to podcasts about topics I'm interested in -- permaculture, homesteading, economics and finance, food preparation, history and social trends. This time alone every day had the potential to be a positive -- it was no longer a negative to be resented.
Another example is the way I view my job itself. I count myself extremely fortunate to have found employment in times that are difficult for so many. At the same time, my job is not something that I'm required to get fulfillment from. It's something that I trade my time for in order to get money. In the world we live in (regardless of what it looks on the other side of our numerous unfolding crises) money can help solve a lot of problems and the more that I can do to pay down debt, save, and invest in household production and resiliency, the more I'm taking responsibility for the earth, myself and my family.
I feel a definite sense of responsibility to my job. I also have a sense of responsibility to my family. I know which one is the greater responsibility, which helps me to set limits on demands to my time. I don't apologize for not being able to stay late without notice (except in the event of a real emergency), nor do I feel guilty about using my vacation time. The funny thing is that none of these traits hurt me in the work world -- they help me to stay grounded and sane instead of burning out. More importantly I'm able to spend those precious, fleeting moments with my kids while they grow up -- a few more now, a lot more as part of my better life.
Conclusion
My point in this post is this: if an underachiever like me can make such sweeping and positive changes toward creating that better life, then surely you can too. I still make just as many mistakes as before -- if not more -- except for now they're a lot more part of the observation process. I learn from them. I move on and apply them without guilt. Or at least I try on that last part, and have been getting better the more that I've tried. Living by permaculture is not a complicated method to follow, but it is difficult, and increases in difficulty the further you get away from it.
Don't stay away from applying permaculture to your life. Start applying it now. If you're patient, you can see a marked difference in both your motivation to have a better life but also the way you actually live. I know I have!
Tuesday, August 9, 2011
Getting the Skills to Pay the Bills (or avoid them altogether)
In the last post on this blog, we looked at the core concepts of Your Money or Your Life, and how they help to transform your relationship with money. Like the system of permaculture, YMOYL is an ethical system that is based on some core values. In fact, the values of permaculture and YMOYL can almost completely overlap each other. Both are concerned with wise use of surplus, especially -- after all, financial independence is next-to-impossible without accumulating some level of financial surplus.
In this post we're going to delve a little deeper into how to accumulate that financial surplus, focusing on the subject of skills. I have become convinced that gaining a true measure of independence is dependent upon developing a broad set of skills that increase your self-reliance while decreasing your reliance on outside products and service providers -- and the money that you have to trade your time for in order to pay them.
Defining "Skills"
There are some pretty significant economic benefits to skills that we will delve into a little bit later. First, I would like us to just get a solid definition along with some basic examples. A skill is any kind of knowledge or training that enables you to become a producer instead of a consumer. So far on this blog, we have delved into three important skills for any self-reliant homesteader: gardening, cooking and food preservation. By integrating these three skills into one system -- growing fresh heirloom tomatoes and herbs; processing and cooking my own tomato sauce with basil, oregano and garlic; and canning that sauce in order to put it up on my basement shelves for the winter -- I have helped to make my household more self-reliant. (Did I mention that I also compost the seeds and skins left from the tomatoes, "closing the loop" by turning my "waste" into valuable compost for next year's garden?)
Some other skills that I've picked up over the years include: basic bicycle repair and maintenance, changing the oil in my own automobile, basic carpentry, and map reading / navigation. This is by no means an exhaustive list, and some of the skills listed may seem rather rudimentary (such as changing my own automobile oil), but they are all important because they help to increase my own self-reliance, while simultaneously reducing my reliance on outside people and systems to provide those services for me. My skills at basic carpentry and electrical installation literally saved our family thousands of dollars when we remodeled our house shortly after we closed on it and moved in.
More than just saving money
Skills save us money in the immediate term, but their benefits go far beyond that. One of the benefits of broadening our skill set as opposed to purchasing items and services with money (that we trade our life energy for), is that by learning a skill you often learn a process for doing something. What differentiates processes from products is that often time the former cost very little to get, and once you have them they don't go away and no one can take them away from you. Products and outside services, on the other hand, must be continually replenished after they are used up. The most common means of replenishment is to exchange money (in reality, life energy) for them.
Looking at our skills through this lens provided by YMOYL (money = life energy) is very useful for putting this into perspective. For example, many friends and members of my family (more on my wife's side) express amazement at how I am able to find the time to maintain my garden. And I will admit that all of my home food production activities and processing take some serious time. However, I also know that I seriously cut our home food bill through these activities, creating a greater financial surplus for investment. Eating fresh, wholesome food raised without chemical fertilizer or pesticides increases our family's health. In the long run, the garden actually saves me time, because it contributes toward my long-term goal of financial independence. In another few years, when I have reached the point at which I can step away from having to work for someone else and truly live the life that I want, many (if not all) of the people who don't see how I can find the time to garden will still be stuck on the same hamster wheel of exchanging their life energy for money to pay for the products and services they need and want.
Another benefit of developing skills is the opportunity for self-employment. For example, part of my longer-term plan is to develop a small business line where I help people to establish home vegetable gardens or even maintain them throughout the season. One example of this kind of business is Suburban Farming Company, LLC in the Philadelphia, PA area. Another kind of business along these lines I have read about (sorry, no link immediately available on this one) is where people essentially run a farm through developing sizable gardens at the homes of those who want fresh produce but either can't or don't want to deal with the work, and then take the surplus for market sale. While neither of these models likely provide enough income to support a household by themselves, the skills I have developed in permaculture and gardening nevertheless provide opportunities for some income along these lines.
Conclusion
Developing and broadening our skill set helps save money not by necessarily increasing our income (at least in the short run), but by avoiding expenses altogether by relying on ourselves. Skills are something that, once we get them, stay with us for life and cannot be taken away. They help us move along that path to self-reliance instead of reliance on people and systems we cannot control. I urge all of you to take a look at the skills that you have and figure out how you can use them to increase your own freedom and self-reliance. Also, use skills as a means of increasing community with those around you by sharing them with your neighbors -- and maybe picking some up from them in the exchange.
As always, I invite you to share your thoughts on this post in the comments below. And, if you like this kind of thing, please forward it along to your friends.
Tuesday, August 2, 2011
"Your Money and Your Life" -- Permaculture for Your Finances
Now that I've covered some of the basics of my gardening and food processing methods, it's time to turn to the subject of home finances. Financial well-being is just as key to my drive toward self-reliant freedom and community living as gardening is, perhaps even more so. But with the overwhelming number of financial self-help gurus out there like Dave Ramsey, Suze Orman and Robert Kiyosaki, to name only a few, finding an approach that works can seem daunting. Now, I'm not going to say that you should definitely go with one method over all others -- the most important thing is to look at as many different sources as possible and find what works best for you, and then stick with it. For me, though, there is one book on home finances that stands head-and-shoulders above the rest: Your Money or Your Life by Joe Dominguez and Vicki Robin (abbreviated from here on as YMOYL).
YMOYL, like many practical financial self-help manuals out there, emphasizes the elimination of debt as a central concept of financial well-being. The end goal is something the authors call "Financial Independence," or "FI" for short. What sets it apart is that it actually affects a wholesale transformation of the way that you view money in your life -- kind of like a form of financial permaculture. By changing the way that you view money on the most basic and profound level, you free yourself from being controlled by it and instead controlling the way that it affects you. Central to this transformation is the concept of "life energy".
Life Energy -- the core of YMOYL
Here's how it works. The "big view" of money -- like looking down on earth from a spaceship many miles above the earth, as Robin and Dominguez describe it -- is that it is just another force in the world that ebbs and flows, much like the tides of the ocean. You have periods in your life where more money flows in, and others where more flows out. No matter what, it is always moving, changing hands. In the realm of personal finance, there is not some finite amount of money that will ever flow into your life.
But you are born with one substance in finite supply: time. No matter what, each and every one of us is born with a finite amount of time in our life, an account that will never replenish, but instead will just be drawn upon until emptied. When comparing and contrasting these two resources, which then should have a greater sense of urgency -- the one that can ebb and flow over time, or the one that moves linearly toward a definitive end? When placed in those terms, the answer should be clear. Time is the resource that we should treat with more care and concern.
That's all well and good as a philosophical concept, but how do you put it into practice? We all have bills to pay after all, and time doesn't exactly pay the bills. Or does it? Joe Dominguez came up with a way to show that it did -- and it is this simple but profound changing of our vantage point that is the basis to the entire YMOYL program. When we go to our jobs or engage in paid employment, we are exchanging our time -- our life energy, as it were -- for money.
Let me say that again to re-emphasize the importance of it. When we go to work for pay, we are exchanging our life energy for money.
Dominguez even came up with a way of measuring this life energy. You start with the net amount of pay you receive, after all taxes are taken out. Then, total up the amount of money you spend on things related to your job -- gas and tolls for commuting, work clothes that you wouldn't otherwise get, lunches out at work, dinners out because you're too tired to cook when you come home, entertainment and recreation costs to "decompress" from the work day, etc. Don't hold anything back, and when you're done, take that number and subtract it from your net pay. This is your real income.
Then, total up the amount of time you spend directly on your job and also related to your job. Include your daily commute time, time you spend shopping for work-related clothes and gear, recreation time to relax after work, etc. This is the real time you spend on your job. Then, take your real income and divide that by your real time, and the result is your real hourly wage. If you are honest about this activity, then you will end up with a real hourly wage that is far below what you thought you were being paid. This represents the amount of money that you actually receive in exchange for your life energy.
As an example, at the time I figured this out last year my hourly rate as an engineer was over $40 per hour. When I figured out my real hourly wage, after my significant commuting expenses and 3 hour daily round-trip were taken into account, I ended up with a real hourly wage of around $11.50!
So now that we have this figure, what do we do with it?
The Process
Since money is something that we simply exchange our life energy for, and our life energy is our most precious and finite resource, then it stands to reason that we should be very conscious about how we use our money. Dominguez has another simple approach to maximize our consciousness about money: you track every cent that comes in and out of your life. Yes, he meant that literally -- every single cent. Just think about it as running your household finances in the same way that you would manage a business. If you keep sloppy books and lose track of money regularly chances are that your business won't do too well. Conversely, if you keep meticulous track of inflows and outflows, you better your chances at success.
Instead of binding yourself to a strict budget, like many other plans (such as Dave Ramsey's) do, YMOYL actually works in a kind of "reverse budget" process. You take all of those expenses that you have recorded for the month, and divide them into the appropriate budget categories. Then, you have a clear picture of how much you are really spending and what you're spending it on. Be prepared for some surprises here -- a daily $5 latte habit that doesn't seem like much day-to-day takes on new significance when you find that it really costs you over $100 per month. But no matter what, when you go through this exercise don't allow yourself to feel guilty. The goal is to gain a clear assessment of your finances, not to make emotional judgments about them.
Now we get to the point where the real transformation takes place. You take your real hourly wage, and divide it into the dollar figure that you arrived at for each spending category. The number you get as a result is the number of hours of life energy that each one of those categories costs you for the month. Instead of looking at your expenses in terms of money, you see them in terms of a much more important resource -- the finite amount of time that you have on this earth. As I have moved along this path, I even found myself judging possible purchases in terms of whether that expenditure is worth the amount of life energy I have to devote toward it. The impact of this change in perspective is that your spending diminishes naturally. You don't have to feel like you're confining your spending by a budget straitjacket -- something that often turns out to be as successful as a crash diet. Instead, you're looking at your expenditures through the lens of whether or not they bring you a measure of fulfillment equal to or greater than the amount of your life energy that you devote toward acquiring it.
Conclusion
This is only an introduction to YMOYL, but I think it's important to focus on the way that it can transform your relationship with money. Instead of viewing it as a source of stress, you can see it for what it is -- a medium of exchange to be used in ways of your choosing to achieve personal fulfillment and financial freedom. This is the reason that I call YMOYL "financial permaculture" -- it guides you to work in concert with systems that already exist rather than fighting against them, instead looking for ways to make those systems work more efficiently in your favor.
Specifics on how to get those systems to work in your favor, as well as the remainder of the YMOYL approach, are the topic of other posts to come. Now at least your have the basic building blocks (as well as the link to the YMOYL website, above) to start on your own journey toward that better life!
As always, I invite you to share your thoughts on this post or approaches toward personal finance and home economics that work for you. And if you find that you find some value in it, pass it along to your friends.
YMOYL, like many practical financial self-help manuals out there, emphasizes the elimination of debt as a central concept of financial well-being. The end goal is something the authors call "Financial Independence," or "FI" for short. What sets it apart is that it actually affects a wholesale transformation of the way that you view money in your life -- kind of like a form of financial permaculture. By changing the way that you view money on the most basic and profound level, you free yourself from being controlled by it and instead controlling the way that it affects you. Central to this transformation is the concept of "life energy".
Life Energy -- the core of YMOYL
Here's how it works. The "big view" of money -- like looking down on earth from a spaceship many miles above the earth, as Robin and Dominguez describe it -- is that it is just another force in the world that ebbs and flows, much like the tides of the ocean. You have periods in your life where more money flows in, and others where more flows out. No matter what, it is always moving, changing hands. In the realm of personal finance, there is not some finite amount of money that will ever flow into your life.
But you are born with one substance in finite supply: time. No matter what, each and every one of us is born with a finite amount of time in our life, an account that will never replenish, but instead will just be drawn upon until emptied. When comparing and contrasting these two resources, which then should have a greater sense of urgency -- the one that can ebb and flow over time, or the one that moves linearly toward a definitive end? When placed in those terms, the answer should be clear. Time is the resource that we should treat with more care and concern.
That's all well and good as a philosophical concept, but how do you put it into practice? We all have bills to pay after all, and time doesn't exactly pay the bills. Or does it? Joe Dominguez came up with a way to show that it did -- and it is this simple but profound changing of our vantage point that is the basis to the entire YMOYL program. When we go to our jobs or engage in paid employment, we are exchanging our time -- our life energy, as it were -- for money.
Let me say that again to re-emphasize the importance of it. When we go to work for pay, we are exchanging our life energy for money.
Dominguez even came up with a way of measuring this life energy. You start with the net amount of pay you receive, after all taxes are taken out. Then, total up the amount of money you spend on things related to your job -- gas and tolls for commuting, work clothes that you wouldn't otherwise get, lunches out at work, dinners out because you're too tired to cook when you come home, entertainment and recreation costs to "decompress" from the work day, etc. Don't hold anything back, and when you're done, take that number and subtract it from your net pay. This is your real income.
Then, total up the amount of time you spend directly on your job and also related to your job. Include your daily commute time, time you spend shopping for work-related clothes and gear, recreation time to relax after work, etc. This is the real time you spend on your job. Then, take your real income and divide that by your real time, and the result is your real hourly wage. If you are honest about this activity, then you will end up with a real hourly wage that is far below what you thought you were being paid. This represents the amount of money that you actually receive in exchange for your life energy.
As an example, at the time I figured this out last year my hourly rate as an engineer was over $40 per hour. When I figured out my real hourly wage, after my significant commuting expenses and 3 hour daily round-trip were taken into account, I ended up with a real hourly wage of around $11.50!
So now that we have this figure, what do we do with it?
The Process
Since money is something that we simply exchange our life energy for, and our life energy is our most precious and finite resource, then it stands to reason that we should be very conscious about how we use our money. Dominguez has another simple approach to maximize our consciousness about money: you track every cent that comes in and out of your life. Yes, he meant that literally -- every single cent. Just think about it as running your household finances in the same way that you would manage a business. If you keep sloppy books and lose track of money regularly chances are that your business won't do too well. Conversely, if you keep meticulous track of inflows and outflows, you better your chances at success.
Instead of binding yourself to a strict budget, like many other plans (such as Dave Ramsey's) do, YMOYL actually works in a kind of "reverse budget" process. You take all of those expenses that you have recorded for the month, and divide them into the appropriate budget categories. Then, you have a clear picture of how much you are really spending and what you're spending it on. Be prepared for some surprises here -- a daily $5 latte habit that doesn't seem like much day-to-day takes on new significance when you find that it really costs you over $100 per month. But no matter what, when you go through this exercise don't allow yourself to feel guilty. The goal is to gain a clear assessment of your finances, not to make emotional judgments about them.
Now we get to the point where the real transformation takes place. You take your real hourly wage, and divide it into the dollar figure that you arrived at for each spending category. The number you get as a result is the number of hours of life energy that each one of those categories costs you for the month. Instead of looking at your expenses in terms of money, you see them in terms of a much more important resource -- the finite amount of time that you have on this earth. As I have moved along this path, I even found myself judging possible purchases in terms of whether that expenditure is worth the amount of life energy I have to devote toward it. The impact of this change in perspective is that your spending diminishes naturally. You don't have to feel like you're confining your spending by a budget straitjacket -- something that often turns out to be as successful as a crash diet. Instead, you're looking at your expenditures through the lens of whether or not they bring you a measure of fulfillment equal to or greater than the amount of your life energy that you devote toward acquiring it.
Now, you move to the point at which you make judgments on your expenditures -- but it is a value-based judgment, not an emotional one. YMOYL provides three questions to guide you in this process:
1. Did I receive fulfillment, satisfaction and value in proportion to life energy spent?
2. Is this expenditure of life energy in alignment with my values and life purpose?
3. How might this expenditure change if I didn’t have to work for a living?
Analyze each expense category with each question individually. If you could receive more fulfillment by spending more in any category according to that question, mark it with a +. If you are where you want to be, mark it with a 0. If you could achieve more fulfillment by reducing that expenditure, mark a -. This exercise is not about guilt, it's about honesty -- honesty in the pursuit of finding that better life, one that brings you personal fulfillment.
Conclusion
This is only an introduction to YMOYL, but I think it's important to focus on the way that it can transform your relationship with money. Instead of viewing it as a source of stress, you can see it for what it is -- a medium of exchange to be used in ways of your choosing to achieve personal fulfillment and financial freedom. This is the reason that I call YMOYL "financial permaculture" -- it guides you to work in concert with systems that already exist rather than fighting against them, instead looking for ways to make those systems work more efficiently in your favor.
Specifics on how to get those systems to work in your favor, as well as the remainder of the YMOYL approach, are the topic of other posts to come. Now at least your have the basic building blocks (as well as the link to the YMOYL website, above) to start on your own journey toward that better life!
As always, I invite you to share your thoughts on this post or approaches toward personal finance and home economics that work for you. And if you find that you find some value in it, pass it along to your friends.
Saturday, July 30, 2011
Tomato Sauce -- First Batch of 2011
I finally had enough Amish Paste and Juliet tomatoes to make this season's first batch of sauce today. This is the first year that I'm using an Italian tomato press for making sauce, and I have to say that it makes the task much, much easier than skinning tomatoes and de-seeding them by hand!
The press that I got is a Roma food strainer & sauce maker that I purchased from Weston Supply for around $65 including tax and shipping. The order also included a bonus 4-piece accessory kit of different strainers that allow me to process just about any kind of soft fruit, vegetable or berry with it. If today was an indication of how much value I'm going to get out of this thing, then I have to say that it will be worth every penny several times over. The only complaint I have with it so far is that the strainer wanted to rotate around the suction-cup base as I was turning the crank, but that could also be due to putting a light coating of oil on the rubber to help it stick better. Next time I'll just do it dry and see if it eliminates the problem.
Here's a picture of the tomato press with the hopper full of quartered tomatoes. You press the tomatoes down into the hopper with the red plunger sitting on top, then by turning the crank a screw inside of the press forces them through the first strainer. The threads on the screw get smaller the further out they go, and the diameter of the strainer gets smaller at the same time, so it pushes out all of the juice and even a good bit of pulp, which flows down the chute into the bowl on the right. The skins, seeds and remainder of the pulp get spit out the end and into the second bowl. You definitely lose some pulp this way, but for the amount of work it saves it's well worth it.
Roma brand Food Strainer and Sauce Maker, filled and ready to process |
And here's me and my #1 helper for all things gardening -- my four year old daughter. It's amazing to me how much she wants to help me with everything I do. All I have to do is disappear into the garden and she'll find me within 5 minutes, wanting to be let in the gate, wanting to help me pick whatever is ready. In case you're wondering about the outfit, she's getting ready to head out to her gymnastics class right as I was processing the tomatoes -- but she wouldn't be satisfied if she couldn't turn the crank on the press! I guess this all shows another benefit of gardening -- it provides a productive activity that parents and children can do together.
Daddy and daughter time -- there's nothing like it! |
Finally, here's the final product ready to be cooked down in a stock pot. I put in some fresh oregano and basil leaves, along with a little bit of olive oil, and it will take most of the day to cook down into sauce. I'll probably lose close to half of the volume, but that will only concentrate the flavor. After that, I'll can it in mason jars using a hot water bath, label it with some masking tape and a Sharpie marker, and put it up on the shelf to save for the winter. During the summer we don't use much sauce, preferring instead to just stew mixed vegetables in a white wine and garlic base for over our pasta.
Ready to cook down |
Even if you don't have a garden for fresh tomatoes and herbs, you can always pick them up from local farms and farmers' markets. Look for "seconds" that might be slightly bruised or almost past the point of ripeness to get a better deal. If you have a tomato press, there's no reason you can't make sauce like this. Homemade tomato sauce also makes a great gift for friends over the winter -- I can guarantee that most people will appreciate it much more than another bottle of store-bought wine!
As always, your comments are welcome and, if you like this sort of thing, please take a moment and pass it along to your friends. Thanks!
Thursday, July 28, 2011
Permaculture as a key to my Better Life
Five years ago, I started out as a beginning gardener, armed with a copy of Mel Bartholemew's Square Foot Gardening and my mother's accumulated wisdom from a lifetime of practicing the craft. But gardening really is a gateway drug -- it's bound to lead to stronger stuff, if you delve past its surface. The past year or so has opened me up to the great world of permaculture, a different system of producing food and, ultimately, organizing your life. It is about learning to produce more while consuming less, freeing up ample time to share with your family, friends and community. If you're not really familiar with permaculture, read on and I'll share an overview, as well as why and how I integrate it into my life.
An Ethical System
One of the things that drew me to permaculture is that, although engaging scientific methods of hypothesis, trial and observation, it is at its heart guided first by an ethical code. This allows its practitioners to approach the world from a more holistic and less reductionist starting point. Masanobu Fukuoka, author of The One Straw Revolution (a short, wonderful book on what Fukuoka called "natural farming") took this argument even further -- he said that it was really pointless to try and figure out why or really how nature did what it did -- you saved a lot of time if you just focused on what it did. More on that point a little later....
Permaculture's core ethic is, like most things having to do with it, simple in words but extremely complicated in practice. According to Bill Mollison, author of Permaculture: A Designer's Manual the "prime directive" of permaculture is to live a life in which we take responsibility for our lives, and those of our children. There are three additional guiding principles of how to pursue this end:
1. Care for the earth
2. Care for people
3. Minimize consumption of resources
Now, I'm aware that some people may look at that last point and take offense, saying it is in their right to consume what they want. That's anyone's prerogative to look at things that way. However, permaculture actually opens a path to more -- more food, more health, more time to spend with the people you care about. I'll expand on this last point in the final section of this piece.
Mimicking Nature
Permaculture takes its cues from nature. Permaculturalists don't want to control nature, they want to take advantage of the things that it already does much better than we can. The key to this approach is to observe nature and take note of its patterns. For instance, think of an open field coming to a forest's edge. Where is nature the most varied and active in that setting -- in the field, in the forest, or where the two meet and overlap? It's the transition zone that has the most action, the area that permaculture calls "edge". One of the goals in practice is to try and maximize edge throughout your system.
Biological diversity is at its peak in these edges -- therefore that's a condition that we want to embrace and encourage in permaculture as well. We want plants and other life forms, such as fungi, worms and insects to be able to take advantage of some of the natural ways that they help each other. Allow nature to do the work for you.
Observation provides the key to knowing what combinations work and which ones don't. Some of these are counter-intuitive. To revisit Fukuoka, he found that even a blight that commonly took out 20% of his rice crop every year, because it cleared the way for the healthy plants to produce even more while also encouraging stronger seeds for next year's crop -- resulting in harvests that equaled or surpassed those of his chemical-and-petroleum farming neighbors. This brings me to the last, but most important feature of permaculture -- the benefits.
Getting More from Less
Permaculture is about production. For me, it is a tool to use to make my bridge to freedom, because it does more from less -- allowing me to cut loose from reliance on too many outside systems. The term that Mollison and most others use for this is yield.
Yield in permaculture is a greater matter than just how much money you spend in a year compared to how much you make. In line with the third principle (see above), it takes into account resources used. For most of modern farming, this means that petroleum and chemicals have to be considered for their entire production chain. This demonstrates how inefficient our current systems really are. Permaculture, instead of looking for outside inputs, tries to "close the loop" in as many ways as possible. By closing the loop, I mean recycling materials through natural processes so that "wastes", instead of being discarded, instead become useful "inputs" that boost our yields.
We can try to mimic these systems in order to encourage faster development. A healthy soil is key to a good permaculture operation, so we need to do things that encourage healthy soil development and maintenance. Nature has already provided a model -- the forest floor where leaves, limbs and animal carcasses fall to be gradually broken down by the fungi, mold and other organisms into beautiful black humus. A common way of mimicking this process among most serious gardeners is composting. By recycling food waste we are keeping it out of landfills, relying less on oil-fueled trucks to transport them or oil-fueled equipment to build the facility -- and for giving up our "right" to consume all of these resources, we end up with a substance that we can add to our garden soil to increase production. Less in --> more out.
We also want to conserve water. This has been referred to as "making water walk instead of run". If you can slow water down to a speed where it is absorbed into the soil instead of runoff, it means less watering -- and less work. There are some simple ways to do this. One is to dig berms and swales along the contour lines of an area, giving the water nowhere to flow but a large space to sit. As the water sits, it is absorbed into the berm and permeates through it, giving plant roots an opportunity to drink it up. This method has even "greened the desert" next to the Dead Sea -- a place that otherwise looks like a moonscape of rock under a blazing hot sun. Another method is to just dig lots of holes to catch the water, and planting around the hole's edge. (There's that edge again!) My garden is on a slight slope, and what I did was to build unbordered raised beds crossing the slope, allowing the beds to serve as berms and the mulched footpaths between as swales. In any event, I just came out of a couple of weeks of dry, hot (approaching 100) weather in NY while hardly needing to water my plants. I have 15 tomato plants that remained green and vigorous throughout.
Earlier we talked a bit about biodiversity. The most basic method of achieving this is companion planting -- interspersing different vegetables in your garden together. It's what I do, and again the result has been a vigorous and healthy garden with little to no watering under sustained hot, dry conditions. Some permaculturists may take issue with my inclusion of companion planting, but I just see it as a simpler system of guilds. Guilds are where you randomly mix groups of plants together (literally tossing mixed seed onto the ground in some instances), preferably at least some perennials, in order to take advantage of symbiotic relationships between the plants. I'm not there yet, but companion planting is a simpler step along that path.
I certainly don't claim to be an expert on permaculture, and I readily admit that I'm a novice. But that's the great thing about permaculture, it's a long, patient process so it's more important to just jump in and see what happens. I still kill a lot of plants (the difference between an experienced and unexperienced gardener is just the greater number of plants that the former has killed compared to the latter). But I have seen my overall yields rise while reducing the time that I have to spend weeding and watering. A large part of the permaculture approach is embracing inaction at times -- "no work farming," Fukuoka called it -- which is extremely difficult when it comes to leaving some of the weeds in my garden beds to help hold in moisture, reduce temperature and create a habitat for predatory insects. But I'm learning, improving and OBSERVING over time.
I hope this short treatise on permaculture has given you a workable overview (and some good links), as well as a view into the workings of my overall path "to that better life". I also welcome contributions to the discussion, as they offer me a chance to learn from you, the reader -- leave a comment below and forward it to a friend!
Tuesday, July 26, 2011
Striving for that Better Life
In order for any self-directed enterprise -- take, for example, a blog -- to be successful, it has to be about our passions, those things in life that really drive us. For the past two-and-one-half years I have dabbled with this blog on and off, and I have often attributed the failure to really get it off the ground to the numerous demands that life has thrown my way. I have two young children, a demanding job with a 3-hour daily commute, and homesteading activities such as a large vegetable garden and countless home projects, so to make that assessment really isn't much of a reach.
Except, while that may be true now and for the past year, when I started this blog I was not employed full-time and we had only one child. There are many real reasons for not getting this project off the ground, but foremost among them is that I haven't really engaged my passions with this blog on a consistent basis. It has primarily been a vehicle for commenting about current trends and events, scattered news articles and the like. The internet is full of this kind of commentary, and while I like to think that my perspective on these things is special, the reality is that it is not. Especially when that commentary is almost the sole purpose of this blog.
So, this post marks a turning point in the purpose of this venue. The primary themes that this blog will deal with from now on are: gardening and permaculture; alternative, home-based energy; home economics and household production; and historical trends and examples of those themes. I refer to these themes as the keys to "striving for that better life." They are the true passions in my life, the things of which I can never tire from discussing, and the new focus of this blog.
What is my vision of this "better life"? It is a simple life filled with bountiful simple pleasures. It is a life where I am able to spend considerable time with my wife, daughter and son. It means being involved as a contributing member to my community. It means being engaged in meaningful, purposeful, productive work on a daily basis. It means paying down debt, gradually but drastically reducing expenses, learning new skills and saving capital so that we are no longer dependent upon outside systems such as employers, utility companies, agribusiness and government for the things we need.
The better life I am striving for is one that is my own definition of freedom for myself and my family. Your definition of a better life may share some of these things in common, or it may be drastically different. Not only is that OK, it is the way that things should be. As one of my influences in this shift in focus, Jack Spirko of The Survival Podcast has frequently said, freedom (or, as he calls it, liberty) is something that each of us defines for ourselves. Since I've shared with you my short definition of freedom, I'd be interested to learn how you define it, because you might just help me to realize an aspect of it that I hadn't thought of before.
So, from here on out, this blog will not be simply observations of the world and news around me. It will be about getting grease and dirt under my fingernails and streaked across my face, as well as sawdust in my hair. It will be closer to the way that I live my life now, sharing the journey with you, dear reader, toward that better life -- in fits, starts and setbacks. We will also showcase and discuss the stories of people engaged in these kinds of activities and trying to live that "better life". Many of them are far more advanced in their progress than you or I, but that makes them serve as examples to all of us as to what is possible. I'll also look at these efforts through the lens of history, hopefully helping us to realize that nothing we are talking about here is really all that new -- much of it came under the heading of "common sense" to our grandparents and great-grandparents.
If you're interested in these kinds of things, tell your friends. Spread the word. Come along with me for the journey and the conversation. Together, we can all strive to build that better life -- for ourselves, our families, our communities and each other. Let's do it!
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